Both can help you avoid foreclosure, but they work very differently. Here’s the real comparison.

What a short sale requires

Your lender must approve selling for less than what’s owed on the mortgage, which involves paperwork, financial disclosures, and often weeks or months of waiting for a decision.

What a cash sale requires

If you have equity in the home, a cash sale doesn’t need lender approval at all — it’s a direct transaction that can close in a fraction of the time.

Which applies to your situation

If you owe more than the house is worth, a short sale may be your only path. If you have equity, a cash sale is usually faster and simpler.

We can help you figure out which situation you’re in — reach out and we’ll give you a straight answer, even if it points you toward a short sale instead.