On paper, yes — a cash offer is usually below what a traditional sale might list for. But that’s an incomplete comparison. Here’s the fuller picture.

What a traditional sale actually costs

Agent commissions typically run 5-6% of the sale price. Add closing costs, repairs to pass inspection, and staging, and it’s common to lose 8-10% of the sale price before you see a dime.

What carrying costs add up to

Every month a house sits on the market is another mortgage payment, utility bill, and insurance premium — money spent with no guarantee the sale closes on schedule.

The real comparison

Once you subtract commissions, repair costs, and months of carrying costs from a traditional sale price, the gap between that and a cash offer is often much smaller than it first appears.

We’re happy to run this comparison with your actual numbers so you can see where you’d really land either way.